Commercial bridge loans, $1M to $25M, closed in 7–14 days. Built for sponsors in competitive purchases, partner buyouts, value-add plays, stabilization gaps, and any deal where slow lending costs you the opportunity. ~$1B funded since 2018.
Tell us about the deal. We'll come back with a term sheet — no obligation.
A Yieldi originator will review your deal and reach out within 24 hours with initial terms or follow-up questions.
Need to talk now? Call 770.376.7632.
Most of our borrowers come to us for one of these situations. If any of these sound like your deal, we should talk.
Multiple offers, the seller's picking on close speed. You need to be the one who says "I can close in two weeks." That's us. We don't add risk to your bid — we remove it.
Time-sensitive partnership dissolution, divorce-driven sale, or estate situation. The other side wants to be cashed out fast. We fund the buyout so the deal closes clean.
1031 exchange identification window. Auction date. Contract closing in 30 days. The opportunity has a hard deadline and conventional lenders can't move that fast.
You're approved for SBA 7(a) or working through a bank conventional, but it's 60–90 days out and your deal is now. We bridge the gap. You refinance into permanent financing once your long-term lender funds.
Bank says "come back when it's stabilized." Pre-stabilization cash flow, lease-up still in progress, or transitional rent roll. We fund the gap so you can stabilize and refinance into permanent.
Renovation, repositioning, capex. The value is real but the asset doesn't show it yet. We fund the work that creates the value, you refinance into permanent or sell when it's stabilized.
An SBA 7(a) loan averages 60–90 days from application to funding. Bank conventional moves at a similar pace and wants stabilized cash flow before underwriting. A permanent lender won't even look at a property still in lease-up. In a competitive commercial real estate market, those timelines kill deals before they get to closing.
We're built for that gap. Asset-backed underwriting, a direct lender's balance sheet, and a team that's funded 636 deals across nearly every commercial asset class. You'll talk to a decision-maker on day one.
If it's a real piece of commercial real estate with a real exit, we'll look at it. We've funded across nearly every commercial class — from $1M industrial deals to $25M storage portfolios.
Warehouse, flex, distribution. Acquisition, refi, value-add.
Strip centers, single-tenant, mixed retail. Stabilized or transitional.
Class A through C office properties. Lease-up and repositioning.
Garden-style, mid-rise, value-add. Bridge to permanent or sale.
Existing facilities and conversion plays. Up to $25M on single assets.
Retail-over-residential, live-work, urban infill.
Limited-service and select-service hotels with a repositioning thesis.
Entitled land, pre-development, and bridge-to-construction.
No black boxes, no committee gauntlets. Talk to a decision-maker on day one.
Quick form, a phone call, or your existing OM. We respond same day with whether it's a fit.
We send pricing, structure, LTV, fees, and timeline. Real numbers from a real underwriter.
Title, appraisal, structuring. We move at the pace of the deal, not the pace of a committee.
Documents sign, funds wire, deal closes. We've done this 636 times.
Standard terms below — actual pricing depends on the asset, sponsor, and structure. Send us the deal and we'll come back with a real quote.
Get my quoteA bridge loan is short-term financing that gets a deal closed when conventional or permanent financing isn't available in your timeline. We typically write 12-month bridges with extension options. You use them to close fast, stabilize an asset, complete value-add work, or fund a buyout — then refinance into permanent financing or sell. If your deal needs to close in days or weeks, not months, a bridge is probably the right tool.
Competitive purchases where you need to win on close speed. Partner buyouts. 1031 exchanges and auction acquisitions. Bridge-to-SBA or bridge-to-bank where your long-term lender is slower than your deadline. Pre-stabilization deals where the bank says "come back later." Value-add and rehab plays. Distressed and off-market opportunities. Maturity rescues. If your deal fits one of those patterns — or something adjacent — send it over.
Term sheet within 24 hours of a complete submission. From signed term sheet to wired funds, our typical window is 7–14 days, depending on title, appraisal, and entity setup. We've closed deals in under a week when the file is clean and the borrower is responsive.
SBA loans take 60–90 days and require owner-occupancy (51% minimum). Bank conventional wants stabilized cash flow and similar timelines. We're a direct private bridge lender — asset-backed, no owner-occupancy requirement, and we close in 7–14 days. We're not the permanent solution; we're the bridge that gets the deal done while you line up the long-term financing.
Our standard range is $1M to $25M. We'll occasionally look at deals outside that range — let us know what you have and we'll tell you straight whether it's a fit.
No. Investment properties, non-owner-occupied, and properties without stabilized cash flow are all fine. This is one of the most common reasons borrowers come to us — their deal doesn't fit SBA or bank conventional, and we can underwrite to the asset.
Yes — this is a common Yieldi use case. We bridge the gap between your maturing loan and your permanent financing. If your conventional refi or sale won't close in time, we can fund the payoff and give you 12 months to land the long-term solution.
Depends on the deal. We do both recourse and non-recourse structures, with pricing reflecting the risk profile. Tell us the structure you want and we'll come back with terms.
Experienced commercial real estate sponsors, family offices, operators, and developers. We focus on borrowers with a clear plan for the asset and a documented exit strategy — refinance or sale.
That's why bridge lenders exist. Pre-stabilization, lease-up, value-add, repositioning, transitional commercial — these are exactly the deals we underwrite. The question isn't whether the asset is perfect today; it's whether your plan to make it perfect is credible.
Direct lender. Yieldi originates, underwrites, and funds with our own capital. No middlemen, no white-label, no last-minute "investor declined" surprises.
Nationwide. We've funded deals from New York to Nevada to Florida, with concentrations in the Southeast where we've operated since 2018. Geography rarely kills a deal — send us the scenario.
Submit it now and a Yieldi originator will reach out within 24 hours with a term sheet or follow-up questions. No application fees, no obligation.
Get my term sheetOr call us directly at 770.376.7632
Important. All loans are subject to underwriting approval, due diligence, and final documentation. Loan terms, pricing, and structure depend on borrower, sponsor, and asset-specific factors. Statistics regarding originations and loan counts are as of April 2026 and are subject to change. Yieldi originates loans through licensed entities where required by state law. Equal opportunity lender.