Our Offerings

Yieldi recently funded a $960,000 cash-out refinance loan secured by a fully renovated 5,550 square foot retail property in Skokie, Illinois. Acquired for just $150,000 in 2016, the property has since undergone a full gut renovation, including a custom-built dental office and modernized interior finishes throughout. It is currently 100% occupied by three tenants, including a dental operator and a product distribution firm, producing $20,500 in monthly rent with scheduled increases starting in 2025.

The loan was underwritten at a conservative 60% loan-to-value based on a $1.6 million valuation, delivering robust equity protection. With annual net operating income estimated at $246,000, the property generates a healthy cap rate of approximately 15.38%. Proceeds from the refinance will be used to fuel the borrower’s expansion into new real estate investments, making this offering a compelling blend of yield, stability, and strategic growth.

Yieldi’s asset-based approach enabled the borrower to access liquidity quickly—bypassing the 90- to 120-day delays typical of traditional lenders—while retaining full control over a well-performing property.

This offering provides investors with the opportunity to participate in a $650,000 short-term loan secured by a strong portfolio of real estate in North Carolina. The loan is cross-collateralized by three parcels, including a well-maintained single-family home in Wilmington’s desirable Windemere neighborhood (owned free and clear) and two parcels in Burgaw—one mixed-use site with existing commercial structures and an adjacent residential lot. With a conservative loan-to-value of approximately 51%, this investment offers substantial equity protection. The borrower, an experienced builder and investor with over 13 years in construction and asset management, will use the funds to acquire additional property for his construction operations. The planned exit strategy is a refinance into long-term conventional debt within 12 months, providing multiple clear paths for repayment. This secured loan combines strong collateral coverage, an experienced sponsor, and a defined exit plan, making it an attractive opportunity for investors seeking stable, short-duration income.

Yieldi funded a $4,325,000 bridge loan secured by two fully leased commercial properties: a high-traffic retail center in Schaumburg, IL and a stabilized warehouse/office facility in Lincolnwood, IL. The borrower used the proceeds to pay off existing mortgages and buy out partners, consolidating ownership under a single entity. This strengthened the balance sheet and simplified future financing, positioning the borrower to pursue long-term conventional debt.

Together, these assets generate approximately $720,000 in annual rental income from long-term leases, providing robust in-place cash flow to support both the bridge loan and future permanent financing. The combined loan-to-value is a conservative 62%, offering substantial equity protection.