Hard Money Loans By State > Raleigh Hard Money Loans > Raleigh Hard Money Loans

Raleigh Hard Money Loans

Hard money lending in Raleigh, North Carolina, has become an increasingly popular financing option for real estate investors looking to capitalize on the city’s growing market. With around 50 lenders operating in the area, the average loan amount is approximately $425,000, and interest rates hover around 11.9%. These loans are typically short-term, with an average term of 17 months, and come with a 3.1 point origination fee. The loan-to-value (LTV) ratio for hard money loans in Raleigh is generally around 71%. Investors often use hard money loans for fix-and-flip projects, leveraging the quick approval process and flexible terms to acquire and renovate properties swiftly. For instance, an investor might secure a loan with an LTV of 85%, a 12-month term, and a 9% interest rate to purchase and rehab a property in the Six Forks area. This allows the investor to bring only 15% of the sales price to closing and fund the rest through the loan, making it easier to manage cash flow and complete the project efficiently. As Raleigh continues to attract new residents and businesses, the demand for real estate remains strong, making hard money lending a viable and attractive option for investors looking to maximize their returns in this thriving market.

Raleigh Hard Money Loan Programs

12-14% Interest Rates
Origination Fees of 2-4%
Loans from $350,000 to $25,000,000

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Recent Raleigh Hard Money Loans

Benson, NC

Residential Hard Money Loan: Buy & Hold

Raleigh, NC Residential Hard Money Loan

Term Remaining 0 Months

Offering Size $585,000

Investment Range $20,000-$500,000

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