When it comes to real estate investments, timing is everything. Missing a closing date or dealing with delays can mean losing out on lucrative opportunities. That’s why savvy investors choose Yieldi, a hard money lender known for consistently closing on time and delivering responsive, personalized service from our origination team.
Fast, Reliable Closings
In a competitive market, speed is critical. Yieldi has built a reputation for closing deals without unnecessary holdups. Our experienced origination team responds quickly to inquiries, ensuring that you get the answers and approvals you need to move forward without missing a beat.
Diverse Asset Lending—With a Few Exceptions
At Yieldi, we can lend on virtually all property types except for assisted living facilities and mobile homes. While our portfolio covers many asset classes, we specialize in:
- Commercial and industrial properties
- Single-family homes
These core assets are where our competitive edge shines, backed by tailored loan structures to meet your investment goals.
Competitive Fix & Flip and New Construction Loans
We understand that rehab and development projects require both capital and flexibility. That’s why our fix/flip and new construction loans are among the most competitive in the market. With options for high leverage and quick funding, you can act on opportunities with confidence.
No Credit Minimums—Asset-Based Lending First
Unlike traditional lenders, Yieldi’s underwriting process doesn’t revolve around credit scores. We’re asset lenders first, focusing on the property’s value, location, and condition as our top priorities. This opens the door for more investors to secure the financing they need, even if their credit history is less than perfect.
Why Location and Condition Matter Most
The right property in the right place can drive substantial returns. Our lending decisions are guided by these two critical factors:
- Location: We assess market demand, growth potential, and neighborhood stability.
- Condition: We evaluate the current state of the property and its potential for value-add improvements.
FAQs About Working With a Hard Money Lender
1. What is a hard money lender?
A hard money lender is a private lender that bases loan decisions primarily on the value of the property, not the borrower’s credit score.
2. How fast can Yieldi close a loan?
Yieldi is known for closing quickly—often in a fraction of the time it takes a traditional bank—because we have a streamlined approval process.
3. What types of properties does Yieldi lend on?
We lend on almost all asset types, except for assisted living facilities and mobile homes. Our top focus areas are commercial/industrial properties and single-family homes.
4. Do I need good credit to get approved?
No. We have no credit minimums. Our primary consideration is the property’s value, location, and condition.
5. Can I get a high-leverage loan with Yieldi?
Yes. We offer competitive terms for highly leveraged loans, especially for fix/flip and new construction projects.
6. Why choose Yieldi over a traditional lender?
Yieldi offers speed, flexibility, and asset-based underwriting that makes financing accessible for more investors—without the red tape of banks.