Bridge Loan for Fix and Flip in Sandy Springs & Marietta, GA
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Yieldi funded a $1,200,000 bridge loan with up to $500,000 in available construction draws, secured by two residential properties: one in Sandy Springs, GA, and the other in Marietta, GA. The borrower is using loan proceeds to acquire both homes and finance renovations intended to maximize resale value. The total current value of the properties is $1,950,000, resulting in a 62% loan-to-value (LTV). Combined after-repair value (ARV) is estimated at $3,750,000.
Although construction funds are available, the borrower—an experienced flipper—may not use the full amount. He has already contributed $300,000 of his own capital toward the Marietta property.
Bridge Loan for Fix and Flip in Sandy Springs & Marietta, GA Details
Structure
- Tax Document
- 1099-INT
- Offering Structure
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BPDNx
SENIOR BPDN - PROMISSORY NOTE SECURED BY COLLATERAL SECURITY AGREEMENTTHIS PROMISSORY NOTE IS SECURED BY THE ISSUER'S PLEDGE OF THE RELEVANT UNDERLYING COLLATERAL LOAN (AS DEFINED BELOW) TO THE LENDER (AS DEFINED BELOW) UNDER THE COLLATERAL SECURITY AGREEMENT AND PROMISSORY NOTE. HOWEVER, EXCEPT TO THE LIMITED EXTENT PROVIDED IN THE PROMISSORY NOTE WITH RESPECT TO THE UNDERLYING COLLATERAL LOAN, THIS NOTE IS NON-RECOURSE TO THE ASSETS, FUNDS AND ACCOUNTS OF YIELDI, LLC (THE "BORROWER", "COMPANY" OR "ISSUER") OR ANY OF ITS AFFILIATES, EMPLOYEES, AGENTS, STOCKHOLDERS, PARENTS, OR SUBSIDIARIES EXCEPT TO THE EXTENT OF THE VALUE OF COLLATERAL LOAN NET PAYMENTS ACTUALLY RECEIVED IN RESPECT OF THE UNDERLYING BORROWER LOAN.
Example Return on Investment
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Investment Amount:
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Annual ROI:
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$0
Why We Like This Opportunity
Bridge Loan for Fix and Flip in Sandy Springs & Marietta, GA Highlights
Yieldi funded a $1,200,000 bridge loan with up to $500,000 in available construction draws, secured by two residential properties: one in Sandy Springs, GA, and the other in Marietta, GA. The borrower is using loan proceeds to acquire both homes and finance renovations intended to maximize resale value. The total current value of the properties is $1,950,000, resulting in a 62% loan-to-value (LTV). Combined after-repair value (ARV) is estimated at $3,750,000.
Although construction funds are available, the borrower—an experienced flipper—may not use the full amount. He has already contributed $300,000 of his own capital toward the Marietta property.
About the Neighborhood
Sandy Springs is one of Atlanta’s most desirable residential submarkets, offering top-rated schools, strong public infrastructure, and close proximity to major employment centers. With limited inventory and high demand, the area supports reliable resale performance for upgraded homes.
Marietta’s East Cobb area is equally well-regarded, known for excellent schools, low crime, and strong community amenities. Consistently ranked among Georgia’s top places to live, the area presents a stable and attractive exit market for residential investments.
Why We Like this Opportunity
This loan is backed by two well-located residential assets in established, high-demand Atlanta submarkets. The borrower is a seasoned flipper and trusted Yieldi investor with a proven track record of successful renovations and resales. His strong equity contribution and disciplined investment strategy support confidence in execution.
With a 62% LTV, available construction funds, and experienced sponsorship, this offering represents a well-secured, short-term opportunity with strong upside and clear exit visibility.
Experienced Borrower
The borrower is a successful real estate investor in high-end real estate industry in Florida. He’s sold multiple Florida homes for over $2M+ and has a high net worth and strong liquidity.
Personal Guarantee
The Loans are personally guaranteed by the borrower, spouse, and all principals in the LLC. Additionally, the Sponsor and/or Guarantor are obligated to contribute monthly payments to maintain a tax and insurance reserve. Failure to adhere to reserve contribution requirements would lead to the triggering of a debt service and operating expense/shortfall guarantee.Investment Summary Of Bridge Loan for Fix and Flip in Sandy Springs & Marietta, GA
Investors have an opportunity to invest in borrower payment dependent notes, the cash flow of which is dependent on the payment of interest and principal repayment on the Loans. Investors are scheduled to receive an annualized monthly interest payment of Login for details over the Loans' estimated remaining term of 12 Months. Principal is expected to be returned on or before maturity through a refinancing with a traditional bank loan. It is important to note that the Loans are eligible for prepayment, and principal may be repaid prior to the 12 Months estimated remaining term. If the Loans are paid off before maturity, investors are expected to receive at least three months of interest payments in addition to return of principal.
How Do I Get Paid?
This loan had an initial term of 12 Months with an option at Yieldi's discretion to extend. As of May 8, 2025 there are 12 Months remaining. Investors will immediately receive monthly interest payments at an annualized rate of Login for details on the principal balance over the life of the loan. If you invest in this loan in the middle of a month, you will receive a prorated interest payment for your investment for your first investment month and then full monthly payments thereafter. All payments are made automatically via ACH on the 1st of each month and investors all paid by the 10th of the month.
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