Georgia Hard Money Loan on Investment Property
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This hard money loan is secured by a single-family rental home in Norcross, GA, located in a stable residential neighborhood with consistent rental demand. The borrower owns the property free and clear and is leveraging its equity to access capital for business purposes.
The home is appraised at $245,000, and the loan is structured at a conservative 57% loan-to-value (LTV), offering strong downside protection. With a tenant in place and ongoing income from the property, this deal provides a simple and well-secured investment opportunity.
Georgia Hard Money Loan on Investment Property Details
Structure
- Tax Document
- 1099-INT
- Offering Structure
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BPDNx
SENIOR BPDN - PROMISSORY NOTE SECURED BY COLLATERAL SECURITY AGREEMENTTHIS PROMISSORY NOTE IS SECURED BY THE ISSUER'S PLEDGE OF THE RELEVANT UNDERLYING COLLATERAL LOAN (AS DEFINED BELOW) TO THE LENDER (AS DEFINED BELOW) UNDER THE COLLATERAL SECURITY AGREEMENT AND PROMISSORY NOTE. HOWEVER, EXCEPT TO THE LIMITED EXTENT PROVIDED IN THE PROMISSORY NOTE WITH RESPECT TO THE UNDERLYING COLLATERAL LOAN, THIS NOTE IS NON-RECOURSE TO THE ASSETS, FUNDS AND ACCOUNTS OF YIELDI, LLC (THE "BORROWER", "COMPANY" OR "ISSUER") OR ANY OF ITS AFFILIATES, EMPLOYEES, AGENTS, STOCKHOLDERS, PARENTS, OR SUBSIDIARIES EXCEPT TO THE EXTENT OF THE VALUE OF COLLATERAL LOAN NET PAYMENTS ACTUALLY RECEIVED IN RESPECT OF THE UNDERLYING BORROWER LOAN.
Example Return on Investment
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Investment Amount:
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Annual ROI:
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$0
Why We Like This Opportunity
Georgia Hard Money Loan on Investment Property Highlights
This hard money loan is secured by a single-family rental home in Norcross, GA, located in a stable residential neighborhood with consistent rental demand. The borrower owns the property free and clear and is leveraging its equity to access capital for business purposes.
The home is appraised at $245,000, and the loan is structured at a conservative 57% loan-to-value (LTV), offering strong downside protection. With a tenant in place and ongoing income from the property, this deal provides a simple and well-secured investment opportunity.
About the Neighborhood
Norcross is a thriving suburb of Atlanta, known for its access to major employment corridors, good school systems, and a strong housing market. The area blends suburban comfort with urban convenience, attracting a wide range of renters and long-term homeowners.
Residential properties in Norcross benefit from steady appreciation and healthy rental demand, especially in well-located neighborhoods like the one surrounding this asset. With continued population growth and proximity to major highways, Norcross remains an attractive market for single-family rental investment.
Why We Like this Opportunity
The borrower is tapping into equity from a free-and-clear investment property, minimizing leverage and enhancing loan security. The loan proceeds are being used for business purposes, with a clear exit strategy via conventional refinance.
With strong market fundamentals, a conservative LTV, and income from an already-tenanted asset, this loan presents a low-risk, high-visibility investment that aligns well with Yieldi’s underwriting standards.
Investment Summary Of Georgia Hard Money Loan on Investment Property
Investors have an opportunity to invest in borrower payment dependent notes, the cash flow of which is dependent on the payment of interest and principal repayment on the Loans. Investors are scheduled to receive an annualized monthly interest payment of Login for details over the Loans' estimated remaining term of 12 Months. Principal is expected to be returned on or before maturity through a refinancing with a traditional bank loan. It is important to note that the Loans are eligible for prepayment, and principal may be repaid prior to the 12 Months estimated remaining term. If the Loans are paid off before maturity, investors are expected to receive at least three months of interest payments in addition to return of principal.
How Do I Get Paid?
This loan had an initial term of 12 Months with an option at Yieldi's discretion to extend. As of April 21, 2025 there are 12 Months remaining. Investors will immediately receive monthly interest payments at an annualized rate of Login for details on the principal balance over the life of the loan. If you invest in this loan in the middle of a month, you will receive a prorated interest payment for your investment for your first investment month and then full monthly payments thereafter. All payments are made automatically via ACH on the 1st of each month and investors all paid by the 10th of the month.
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