Our Offerings
Residential Hard Money Loan

Private Residence in Cumming, Georgia

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Located just North of Atlanta, Cumming is home of amazing school districts, beautiful homes, and wonderful communities! This 5/4 single family home will only increase in value as much of Atlanta’s residences live in the suburbs.

Annual Interest Login for details
Term Remaining Matured
Payment Monthly
Offering Size $1,000,000

Private Residence in Cumming, Georgia Details

Structure

Tax Document
1099-INT
Offering Structure
BPDN
x

SENIOR BPDN - PROMISSORY NOTE SECURED BY COLLATERAL SECURITY AGREEMENT

THIS PROMISSORY NOTE IS SECURED BY THE ISSUER'S PLEDGE OF THE RELEVANT UNDERLYING COLLATERAL LOAN (AS DEFINED BELOW) TO THE LENDER (AS DEFINED BELOW) UNDER THE COLLATERAL SECURITY AGREEMENT AND PROMISSORY NOTE. HOWEVER, EXCEPT TO THE LIMITED EXTENT PROVIDED IN THE PROMISSORY NOTE WITH RESPECT TO THE UNDERLYING COLLATERAL LOAN, THIS NOTE IS NON-RECOURSE TO THE ASSETS, FUNDS AND ACCOUNTS OF YIELDI, LLC (THE "BORROWER", "COMPANY" OR "ISSUER") OR ANY OF ITS AFFILIATES, EMPLOYEES, AGENTS, STOCKHOLDERS, PARENTS, OR SUBSIDIARIES EXCEPT TO THE EXTENT OF THE VALUE OF COLLATERAL LOAN NET PAYMENTS ACTUALLY RECEIVED IN RESPECT OF THE UNDERLYING BORROWER LOAN.

Example Return on Investment

Investment Amount:

Annual ROI:

$0

Investment Summary Of Private Residence in Cumming, Georgia

Investors have an opportunity to invest in borrower payment dependent notes, the cash flow of which is dependent on the payment of interest and principal repayment on the Loans. Investors are scheduled to receive an annualized monthly interest payment of Login for details over the Loans' estimated remaining term of Months. Principal is expected to be returned on or before maturity through a refinancing with a traditional bank loan. It is important to note that the Loans are eligible for prepayment, and principal may be repaid prior to the Months estimated remaining term. If the Loans are paid off before maturity, investors are expected to receive at least three months of interest payments in addition to return of principal.

How Do I Get Paid?

This loan had an initial term of Months with an option at Yieldi's discretion to extend. As of March 12, 2020 there are Months remaining. Investors will immediately receive monthly interest payments at an annualized rate of Login for details on the principal balance over the life of the loan. If you invest in this loan in the middle of a month, you will receive a prorated interest payment for your investment for your first investment month and then full monthly payments thereafter. All payments are made automatically via ACH on the 1st of each month and investors all paid by the 10th of the month.

Additional Resources

The Role of Compliance in Preventing Fraud in Private Lending

Fraud prevention is a critical aspect of private lending, and strong compliance measures help protect investors, borrowers, and lenders from financial crime. As private lending continues to grow, regulatory compliance plays a key role in ensuring transparency, minimizing risk, and maintaining trust in the industry. This article explores how compliance safeguards private lending and the…

How Does Yieldi Manage Risk?

At Yieldi, risk management is at the core of our lending and investment process. We understand that protecting our investors and ensuring the security of our real estate-backed loans requires a multi-faceted approach to risk assessment, fraud prevention, and loan origination. By leveraging cutting-edge technology and incorporating AI into our origination process, we continually refine…

Evaluating the Creditworthiness of Borrowers: A Guide for Investors

When investing in real estate-backed loans, understanding borrower creditworthiness is crucial for mitigating risk and ensuring solid returns. Private lenders, including bridge lenders and hard money lenders, must evaluate multiple factors beyond traditional credit scores to determine whether a borrower presents a sound investment opportunity. At Yieldi, we implement a rigorous credit evaluation process to…

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