Massachusetts Hard Money Loan on Industrial Property
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This offering is secured by a 43,000+ square foot industrial facility situated on over 4 acres in a well-established business park in Massachusetts. The building features multiple loading docks, high ceilings, and a flexible layout suitable for light manufacturing and distribution. A triple net lease is in place with a long-standing tenant who operates a vertically integrated retail business. The tenant pays $150,000 per month in total rent, including contributions toward capital improvements, and the lease fully covers debt service.
Massachusetts Hard Money Loan on Industrial Property Details
Structure
- Tax Document
- 1099-INT
- Offering Structure
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BPDNx
SENIOR BPDN - PROMISSORY NOTE SECURED BY COLLATERAL SECURITY AGREEMENTTHIS PROMISSORY NOTE IS SECURED BY THE ISSUER'S PLEDGE OF THE RELEVANT UNDERLYING COLLATERAL LOAN (AS DEFINED BELOW) TO THE LENDER (AS DEFINED BELOW) UNDER THE COLLATERAL SECURITY AGREEMENT AND PROMISSORY NOTE. HOWEVER, EXCEPT TO THE LIMITED EXTENT PROVIDED IN THE PROMISSORY NOTE WITH RESPECT TO THE UNDERLYING COLLATERAL LOAN, THIS NOTE IS NON-RECOURSE TO THE ASSETS, FUNDS AND ACCOUNTS OF YIELDI, LLC (THE "BORROWER", "COMPANY" OR "ISSUER") OR ANY OF ITS AFFILIATES, EMPLOYEES, AGENTS, STOCKHOLDERS, PARENTS, OR SUBSIDIARIES EXCEPT TO THE EXTENT OF THE VALUE OF COLLATERAL LOAN NET PAYMENTS ACTUALLY RECEIVED IN RESPECT OF THE UNDERLYING BORROWER LOAN.
Example Return on Investment
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Investment Amount:
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Annual ROI:
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$0
Why We Like This Opportunity
Massachusetts Hard Money Loan on Industrial Property Highlights
This offering is secured by a 43,000+ square foot industrial facility situated on over 4 acres in a well-established business park in Massachusetts. The building features multiple loading docks, high ceilings, and a flexible layout suitable for light manufacturing and distribution. A triple net lease is in place with a long-standing tenant who operates a vertically integrated retail business. The tenant pays $150,000 per month in total rent, including contributions toward capital improvements, and the lease fully covers debt service.
About the Neighborhood
Located in a strategic corridor just off a major highway, the facility benefits from regional access to key commercial hubs across Massachusetts and beyond. The surrounding industrial zone supports a range of logistics, warehousing, and manufacturing uses, making it an ideal environment for long-term commercial occupancy. Demand for well-located industrial space in this region remains strong due to tight supply, pro-business zoning, and accessibility to labor and distribution networks.
Why We Like this Opportunity
This loan presents a well-secured opportunity backed by a low 63% loan-to-value (LTV) and a long-term tenant generating consistent income. The property’s unadjusted cost basis exceeds $23 million, providing strong equity support. With over $11 million invested into non-specialized building improvements and a clear path to repayment via refinance, this deal offers both downside protection and dependable cash flow. The borrower brings a proven track record of successful retail operations and property performance, making this a compelling addition to our lending portfolio.
Personal Guarantee
The Loans are personally guaranteed by the borrower, spouse, and all principals in the LLC. Additionally, the Sponsor and/or Guarantor are obligated to contribute monthly payments to maintain a tax and insurance reserve. Failure to adhere to reserve contribution requirements would lead to the triggering of a debt service and operating expense/shortfall guarantee.Investment Summary Of Massachusetts Hard Money Loan on Industrial Property
Investors have an opportunity to invest in borrower payment dependent notes, the cash flow of which is dependent on the payment of interest and principal repayment on the Loans. Investors are scheduled to receive an annualized monthly interest payment of Login for details over the Loans' estimated remaining term of 12 Months. Principal is expected to be returned on or before maturity through a refinancing with a traditional bank loan. It is important to note that the Loans are eligible for prepayment, and principal may be repaid prior to the 12 Months estimated remaining term. If the Loans are paid off before maturity, investors are expected to receive at least three months of interest payments in addition to return of principal.
How Do I Get Paid?
This loan had an initial term of 12 Months with an option at Yieldi's discretion to extend. As of April 9, 2025 there are 12 Months remaining. Investors will immediately receive monthly interest payments at an annualized rate of Login for details on the principal balance over the life of the loan. If you invest in this loan in the middle of a month, you will receive a prorated interest payment for your investment for your first investment month and then full monthly payments thereafter. All payments are made automatically via ACH on the 1st of each month and investors all paid by the 10th of the month.
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