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Atlanta, GA Portfolio Cash-Out Refinance Opportunity

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Yieldi has funded a $1,000,000 bridge loan secured by a portfolio of four properties located in Georgia and Colorado. The collateral includes a commercial lot in Woodstock, a small retail property in Chamblee, and two parcels in Silverton — one improved site in the historic core and a nearby vacant lot. Together, these assets support a conservative combined loan-to-value of approximately 47%, providing significant equity protection for the investment.

The borrower, a seasoned real estate developer with a track record of successful projects and prior performance with Yieldi, is utilizing the proceeds to acquire a 70,000-square-foot warehouse in Midtown Atlanta. Construction for the project will be financed separately through a conventional bank facility. Upon completion and stabilization, the borrower intends to refinance with a traditional lender, offering a clear and well-defined exit strategy that aligns with Yieldi’s focus on short-term, well-secured real estate opportunities in high-growth markets.

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Annual Interest Login for details
Term Remaining 5 Months
Payment Monthly
Offering Size $1,000,000

Atlanta, GA Portfolio Cash-Out Refinance Opportunity Details

Structure

Tax Document
1099-INT
Offering Structure
BPDN
x

SENIOR BPDN - PROMISSORY NOTE SECURED BY COLLATERAL SECURITY AGREEMENT

THIS PROMISSORY NOTE IS SECURED BY THE ISSUER'S PLEDGE OF THE RELEVANT UNDERLYING COLLATERAL LOAN (AS DEFINED BELOW) TO THE LENDER (AS DEFINED BELOW) UNDER THE COLLATERAL SECURITY AGREEMENT AND PROMISSORY NOTE. HOWEVER, EXCEPT TO THE LIMITED EXTENT PROVIDED IN THE PROMISSORY NOTE WITH RESPECT TO THE UNDERLYING COLLATERAL LOAN, THIS NOTE IS NON-RECOURSE TO THE ASSETS, FUNDS AND ACCOUNTS OF YIELDI, LLC (THE "BORROWER", "COMPANY" OR "ISSUER") OR ANY OF ITS AFFILIATES, EMPLOYEES, AGENTS, STOCKHOLDERS, PARENTS, OR SUBSIDIARIES EXCEPT TO THE EXTENT OF THE VALUE OF COLLATERAL LOAN NET PAYMENTS ACTUALLY RECEIVED IN RESPECT OF THE UNDERLYING BORROWER LOAN.

Example Return on Investment

Investment Amount:

Annual ROI:

$0

Why We Like This Opportunity

Atlanta, GA Portfolio Cash-Out Refinance Opportunity Highlights

Yieldi has funded a $1,000,000 bridge loan secured by a portfolio of four properties located in Georgia and Colorado. The collateral includes a commercial building in Woodstock, a small retail property in Chamblee, and two parcels in Silverton — one improved site in the historic core and a nearby vacant lot. Together, these assets support a conservative combined loan-to-value of approximately 47%, providing significant equity protection for the investment.

The borrower, a seasoned real estate developer with a track record of successful projects and prior performance with Yieldi, is utilizing the proceeds to acquire a 70,000-square-foot warehouse in Midtown Atlanta. Construction for the project will be financed separately through a conventional bank facility. Upon completion and stabilization, the borrower intends to refinance with a traditional lender, offering a clear and well-defined exit strategy that aligns with Yieldi’s focus on short-term, well-secured real estate opportunities in high-growth markets.

About the Neighborhood

The properties securing this investment are located in well-established, growth-oriented markets in Georgia and Colorado. The Georgia assets are positioned along high-visibility corridors in Woodstock and Chamblee, two areas that continue to benefit from strong regional population growth, diverse economic drivers, and steady commercial development. These locations offer excellent access to major transportation routes and serve thriving local communities with expanding retail and service industries.

The Colorado properties are situated in Silverton, a historic mountain town known for its rich mining heritage and vibrant year-round tourism. With its appeal to outdoor enthusiasts, seasonal visitors, and second-home owners, Silverton maintains a robust local economy supported by hospitality and recreation. Limited development supply and a steady flow of visitors contribute to the long-term stability and growth potential of this collateral.

Why We Like this Opportunity

The borrower is an experienced real estate developer with a proven history of successfully acquiring, repositioning, and managing investment properties. They have demonstrated strong financial discipline, maintain substantial equity in their portfolio, and are a repeat client who has performed reliably on prior loans with Yieldi.

This transaction provides short-term bridge financing secured by multiple free-and-clear properties across Georgia and Colorado, resulting in a low loan-to-value of approximately 47%. The funds allow the borrower to quickly acquire a strategically located warehouse in Midtown Atlanta, with construction to be financed separately. The planned exit is a permanent refinance with a conventional lender upon project stabilization, a process already underway with banking partners. The combination of experienced sponsorship, diversified collateral, and a clear path to repayment makes this an attractive, well-secured opportunity.

Investment Summary Of Atlanta, GA Portfolio Cash-Out Refinance Opportunity

Investors have an opportunity to invest in borrower payment dependent notes, the cash flow of which is dependent on the payment of interest and principal repayment on the Loans. Investors are scheduled to receive an annualized monthly interest payment of Login for details over the Loans' estimated remaining term of 6 Months. Principal is expected to be returned on or before maturity through a refinancing with a traditional bank loan. It is important to note that the Loans are eligible for prepayment, and principal may be repaid prior to the 6 Months estimated remaining term. If the Loans are paid off before maturity, investors are expected to receive at least three months of interest payments in addition to return of principal.

How Do I Get Paid?

This loan had an initial term of 6 Months with an option at Yieldi's discretion to extend. As of June 30, 2025 there are 6 Months remaining. Investors will immediately receive monthly interest payments at an annualized rate of Login for details on the principal balance over the life of the loan. If you invest in this loan in the middle of a month, you will receive a prorated interest payment for your investment for your first investment month and then full monthly payments thereafter. All payments are made automatically via ACH on the 1st of each month and investors all paid by the 10th of the month.

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